Hey Morgan,
Thanks for inviting me to join the Blown Mortgage writers. I’ve been a reader for quite some time and I’ve learned a lot and look forward to continuing to discuss the issues that are affecting the mortgage industry now and in the future.
A couple of quick thoughts to introduce me and then I’ll write more and tell more as time goes on. I got my start in the industry in June of 1988 (at the age of 12!) when I started my career as a Realtor with a local real estate firm. I spent 3 1/2 years doing that and then there was this little thing called a housing downturn through the Persian Gulf War (the first one) that caused me to look into other lines of work (not selling a house for 6 months tends to do that.) So, that’s how I got my start in the wonderful world of mortgage lending.
Since 1991, I’ve worked for 2 large banks and three small ones, always on the retail side and always in originations. I went from a large bank to a succession of small banks as I searched for the “place” to be. I’ve found it in a big bank again 2 1/2 years ago and I love my job, even in today’s market.
I very often feel that I’ve often got a different outlook on what it takes to be successful in this business, but I believe that my record, the success and longevity of my career speak for themselves. I’m looking forward to sharing my thoughts and ideas about this industry with you as time goes on.
I don’t think it’s an overstatement to say that the mortgage and real estate industries are going through fundemental and seismic shifts right now. I think that we’re going to see a significantly different lending world 18 to 24 months down the road and I’m looking forward to helping many others walk through it as well.
That’s about it for now.
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